FinanceGenius.AI
India's financial MCP — cards, loans, FDs, insurance, MFs; EMI/SIP/tax calcs; NAV lookup; RAG.
| Endpoint | https://mcp.financegenius.ai/mcp/ (streamable-http) |
|---|---|
| Registry version | 1.2.0 |
| Now | 12 tools · grade A (98) · pin ts_63b9b746d75527e4601bd08688349426 · protocol 2025-06-18 |
| First / last listed | 2026-10-24 23:59 UTC / 2026-10-24 23:59 UTC |
| Grade over time | 2026-10-24: A (98), 12 tools |
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Tools: search_indian_products get_product_details compare_products calculate_emi calculate_sip calculate_cagr calculate_fd_maturity calculate_indian_income_tax get_mutual_fund_nav explain_financial_concept find_best_fd find_best_card_for_spend
search_indian_products | Search FinanceGenius.AI's catalogue of Indian financial products.
Args:
product_type: One of 'credit_card', 'loan', 'deposit', 'insurance', 'investment'.
Omit to search across all categories.
search_query: Free-text search (matches name + description).
E.g. 'cashback', 'home loan', 'HDFC'.
min_rating: params: product_type, search_query, min_rating |
get_product_details | Get full details of a specific product by its slug.
Args:
product_slug: The URL-safe identifier (e.g. 'hdfc-millennia-credit-card').
Get slugs from search_indian_products.
params: product_slug* |
compare_products | Side-by-side compare 2-4 products of the same category.
Args:
product_slugs: List of 2-4 product slugs. All must be in the same
category (e.g. all credit cards, or all FDs).
Returns:
A markdown comparison table highlighting feature differences.
params: product_slugs* |
calculate_emi | Calculate EMI for a loan with year-by-year amortisation schedule.
Args:
principal: Loan amount in rupees.
annual_rate: Annual interest rate as a percentage (e.g. 10.5 for 10.5%).
tenure_months: Loan tenure in months.
Returns:
Monthly EMI, total interest, total payment, and amortisation schedule.
params: principal*, annual_rate*, tenure_months* |
calculate_sip | Calculate future value of a Systematic Investment Plan (SIP).
Args:
monthly_amount: Monthly SIP contribution in rupees.
annual_return_pct: Expected annual return (e.g. 12 for 12%).
years: Investment horizon in years.
params: monthly_amount*, annual_return_pct*, years* |
calculate_cagr | Calculate the Compound Annual Growth Rate (CAGR) of an investment.
Args:
initial_value: Initial investment in rupees.
final_value: Final value in rupees.
years: Holding period in years.
params: initial_value*, final_value*, years* |
calculate_fd_maturity | Calculate FD maturity amount with compounding.
Args:
deposit_amount: Principal deposit in rupees.
annual_rate: Annual interest rate as a percentage.
years: FD tenure in years (e.g. 1.5 for 18 months).
compounding: One of 'monthly', 'quarterly', 'half_yearly', 'yearly'.
Most Indian FDs compound quarterly.
params: deposit_amount*, annual_rate*, years*, compounding |
calculate_indian_income_tax | Compute Indian income tax for FY 2025-26 under old or new regime.
Args:
annual_income: Gross annual income in rupees.
regime: 'new' (default) or 'old'.
deductions_80c: Section 80C deductions in rupees (max ₹1,50,000, old regime only).
deductions_80d: Section 80D health-insurance premium (old regime only).
hra_exemption: HRA exemp params: annual_income*, regime, deductions_80c, deductions_80d, hra_exemption |
get_mutual_fund_nav | Get the latest NAV of an Indian mutual fund by AMFI scheme code.
Args:
amfi_scheme_code: AMFI scheme code (e.g. '119598' for SBI Bluechip Direct).
Find codes at mfapi.in or amfiindia.com.
Returns:
Scheme name, latest NAV, NAV date, fund house, scheme type.
params: amfi_scheme_code* |
explain_financial_concept | Look up Indian financial products and terms in FinanceGenius.AI's catalogue.
Hybrid retrieval (BM25 + semantic + product database, fused with
Reciprocal Rank Fusion) over our product records. Good for questions
anchored to real products: 'which HDFC cards waive the annual fee?',
'what does the Bajaj FD pay for 3 years?', 'ELSS options with a 3-year
lock-in' params: query*, institution |
find_best_fd | Rank Indian Fixed Deposits by net-of-tax yield for a given amount + tenure.
Args:
amount: Investment amount in rupees.
years: FD tenure in years (e.g. 1.5 for 18 months).
is_senior_citizen: True to use senior-citizen rates (typically +0.5%).
tax_slab_pct: Investor's income tax slab as a percentage (5/10/20/30).
FD i params: amount*, years*, is_senior_citizen, tax_slab_pct |
find_best_card_for_spend | Recommend Indian credit cards based on spending pattern.
Args:
monthly_spend: Total monthly card spend in rupees.
primary_category: One of 'grocery', 'fuel', 'dining', 'travel',
'online_shopping', 'utilities', 'general'.
Defaults to 'general' — "which card for ₹40,000 a
month? params: monthly_spend*, primary_category, annual_income, prefer_no_annual_fee |
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