Australian mortgage tools: repayment & borrowing-power calculators, guidance & enquiry capture.
| Endpoint | https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp (streamable-http) |
|---|---|
| Registry version | 1.0.0 |
| Now | 6 tools · grade A (100) · pin ts_f5531315c2d414451a69175ce11656da · protocol 2025-06-18 |
| First / last listed | 2026-11-07 01:37 UTC / 2026-11-07 01:37 UTC |
| Grade over time | 2026-11-07: A (100), 6 tools |
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Tools: calculate_repayments estimate_borrowing_power compare_loan_types check_costco_eligibility get_rate_guidance create_enquiry
calculate_repayments | Estimate monthly & fortnightly principal-and-interest repayments and total
interest for a home/personal loan scenario. Indicative only — not a quote.
Args:
principal: Loan amount in AUD (e.g. 500000).
annual_rate_pct: Annual interest rate as a percentage (e.g. 6.5).
term_years: Loan term in years (e.g. 30).
params: principal*, annual_rate_pct*, term_years* |
estimate_borrowing_power | Estimate indicative borrowing capacity, assessed at a buffered rate (APRA
+3% serviceability buffer). A rough proxy for guidance — a broker models real
capacity across 30+ lenders. Not credit assistance.
Args:
annual_income: Gross annual household income in AUD.
monthly_expenses: Average monthly living expenses in AUD.
existing_monthly_debt: Existing monthly lo params: annual_income*, monthly_expenses*, existing_monthly_debt, interest_rate_pct, term_years, deposit |
compare_loan_types | List Manage Your Loans' loan categories with what each is for and a link.
Use to help a user pick which loan type fits their situation. params: none |
check_costco_eligibility | Check eligibility for the Costco partner service and Shop Card reward
(Executive membership + a settled loan). Indicative check only.
Args:
is_costco_member: Whether the person holds a current Costco membership.
membership_type: e.g. "Executive" or "Gold Star" (optional).
params: is_costco_member*, membership_type |
get_rate_guidance | Explain how Australian home-loan rates are determined and the next step.
Manage Your Loans does not publish live rates; a broker compares them for a
specific scenario. params: none |
create_enquiry | Submit a mortgage enquiry to Manage Your Loans on the customer's behalf so
a broker contacts them. ONLY call this after the person has explicitly agreed
to be contacted — pass consent=true. Do not invent details; ask the user.
Args:
firstName: Customer's first name.
lastName: Customer's last name.
email: Customer's email address.
phone: Australian phone params: firstName*, lastName*, email*, phone*, consent*, loanType, loanAmount, message, isCostco, costcoMembershipNumber |
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