BLIA — Bank Product Terms
Bank account terms as banks publish them, dated: fees, waivers, offers. Read-only. Canada today.
| Endpoint | https://mcp.bliahub.com/mcp (streamable-http) |
|---|---|
| Registry version | 0.11.0 |
| Now | 5 tools · grade C (79) · pin ts_0a0e2993e686b318757eb74a80c61914 · protocol 2025-06-18 |
| First / last listed | 2026-10-27 02:18 UTC / 2026-10-27 02:18 UTC |
| Grade over time | 2026-10-27: C (79), 5 tools |
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Tools: list_bank_products get_product_terms compare_products list_offers list_benefits
list_bank_products | Use this first when the user asks about Canadian bank accounts (currently chequing at the banks listed in coverage), or which accounts a bank offers. Returns every product in BLIA's snapshot with its product_slug, its variants (customer groups such as seniors, each with its eligibility note), the attributes published, and completeness. coverage says what BLIA does and does not cover; an empty resu params: institution, product_class, province, page_size, cursor |
get_product_terms | Use this when the user asks about one account's fees, included transactions, minimum balance, fee waiver conditions, e-transfer or ATM costs, or deposit insurance. Returns each published term with its value and effective date; a rule comes with its plain-language summary AND its logic (default outcome plus conditions with thresholds, e.g. the balance that waives the monthly fee). Says which custom params: product_slug*, province, cohort, channel, attributes |
compare_products | Use this when the user wants to compare accounts, within one bank or across banks. One call returns, for each product: monthly fee, annual fee before waivers, included transactions (checked against monthly_transactions if given), minimum balance, NSF fee, the fee-waiver conditions (summary and logic), e-transfer and ATM terms, and what is missing -- plus a ranking by monthly fee with the annual di params: product_slugs*, province, cohort, channel, monthly_transactions |
list_offers | Use this when the user asks which accounts have a welcome or sign-up offer, what an offer gives, or what they must do to get it. Returns each recorded offer with what you get (cash and any non-cash part, e.g. a membership), the qualifying conditions (each as a plain sentence), conditions_status, and the end date or that none is stated. conditions_status not_recorded means the conditions are unknow params: institution, product_class |
list_benefits | Use this when the user asks which accounts include a perk or benefit -- a credit card annual fee rebate, a safe deposit box, free drafts or cheques, rewards points, a borrowing rate discount. With benefit set, returns includes / does_not_include / not_recorded across products; without it, every tracked benefit per product. not_recorded is unknown, never 'not included'. A benefit with basis 'bank_d params: benefit, institution, product_class, cohort, province |
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