HMDA Mortgage Data
Home mortgage lending patterns, denial rates, and fair lending data
| Endpoint | https://mcp.olyport.com/hmda/mcp (streamable-http) |
|---|---|
| Registry version | 1.1.0 |
| Now | 4 tools · grade A (100) · pin ts_370febf9656007e27e5aba947ee9e222 · protocol 2025-06-18 |
| First / last listed | 2026-10-28 03:10 UTC / 2026-10-28 03:10 UTC |
| Grade over time | 2026-10-28: A (100), 4 tools |
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Tools: get_mortgage_data get_aggregate_stats get_denial_reasons get_lending_by_race
get_mortgage_data | Get Home Mortgage Disclosure Act (HMDA) loan-level data.
Returns mortgage application and origination records reported by
financial institutions under HMDA. At least one geographic filter
(state or county_fips) is recommended to limit results.
Args:
state: Two-letter US state abbreviation (e.g. 'CA', 'TX').
county_fips: Five-digit county FIPS code (e.g. '06037' fo params: state, county_fips, year, action_taken, loan_type, limit |
get_aggregate_stats | Get aggregate mortgage lending statistics for a geographic area.
Returns summary statistics including total applications, originations,
denials, and loan amounts. Useful for understanding overall lending
activity in a state or county.
Args:
state: Two-letter US state abbreviation (e.g. 'CA', 'TX').
county_fips: Five-digit county FIPS code (e.g. '06037' for LA Coun params: state, county_fips, year |
get_denial_reasons | Get mortgage denial reasons breakdown for a geographic area.
Returns the distribution of denial reasons for mortgage applications
that were denied. Useful for identifying barriers to homeownership
in specific communities.
Args:
state: Two-letter US state abbreviation (e.g. 'CA', 'TX').
county_fips: Five-digit county FIPS code (e.g. '06037' for LA County).
params: state, county_fips, year |
get_lending_by_race | Get mortgage lending patterns disaggregated by race and ethnicity.
Returns mortgage origination and denial data broken down by the
race/ethnicity of the applicant. Useful for fair lending analysis
and identifying disparities in mortgage access.
Args:
state: Two-letter US state abbreviation (e.g. 'CA', 'TX').
county_fips: Five-digit county FIPS code (e.g. '06037' f params: state, county_fips, year |
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