Rychlá Hypo – Czech mortgages
Czech mortgage rates, payment comparison and max loan per bank for 6 major Czech banks.
| Endpoint | https://rychlahypo.cz/mcp (streamable-http) |
|---|---|
| Registry version | 1.0.1 |
| Now | 4 tools · grade A (99) · pin ts_ed64a3512406c3df991daaa47174144e · protocol 2025-06-18 |
| First / last listed | 2026-11-04 03:32 UTC / 2026-11-04 03:32 UTC |
| Grade over time | 2026-11-04: A (99), 4 tools |
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Tools: get_mortgage_rates compare_mortgages calculate_max_mortgage get_advisor_contact
get_mortgage_rates | Current published mortgage rates of 6 major Czech banks (Česká spořitelna, ČSOB, Komerční banka, UniCredit Bank, Raiffeisenbank, mBank) by fixation period, with LTV surcharges, limits and fees. Source: Rychlá Hypo (rychlahypo.cz), rates verified in the banks' calculators. params: fixation |
compare_mortgages | Compare the monthly payment, interest rate, RPSN (APRC), total cost and interest of a given mortgage amount across 6 Czech banks, sorted from cheapest. Applies each bank's LTV and small-loan surcharges and product limits (not creditworthiness). Above 80 % LTV banks lend only if all applicants are under 36 (set all_applicants_under_36). Use for 'which bank is cheapest for X CZK'. params: loan_amount*, property_value, term_years, fixation, all_applicants_under_36 |
calculate_max_mortgage | Calculate how much each of 6 Czech banks will lend (or whether a requested amount gets approved) from household income, expenses, debts and property, using each bank's own credit methodology (DSTI, DTI, LTV, living costs, recognition of self-employed, pension, rental and other income). No personal data needed: ages and amounts only. params: applicants*, children, children_ages, married, purpose, property_type, property_value, requested_loan, own_funds, term_years, fixation, region, household_region, renovation_budget, loan_payments, existing_debt_balance, credit_card_limits, overdraft_limits, alimony_paid, housing_cost, investment |
get_advisor_contact | How the user can get a binding assessment and have the mortgage arranged for free by a licensed Czech mortgage intermediary (Rychlá Hypo). Returns phone, e-mail and links. params: none |
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