Insurance Research Expert by Spot
Commercial insurance research: provider comparisons, pricing, and fit guidance.
| Endpoint | https://spot.insure/mcp (streamable-http) |
|---|---|
| Registry version | 1.0.0 |
| Now | 10 tools · grade B (87) · pin ts_a6d14df588f459cfcee986dd38ac20fb · protocol 2025-06-18 |
| First / last listed | 2026-10-28 07:35 UTC / 2026-10-28 07:35 UTC |
| Grade over time | 2026-10-28: B (87), 10 tools |
Is this your server? Own a server? ToolFit hosted watch re-checks it every 24 h ($0.25 per 30 days) or 6 h ($0.60) and sends you an HMAC-signed webhook when its tools or grade change: POST https://api.youraitools.co/toolfit/v1/watch. To opt out, see About & opt-out.
Tools: check_driving_insurance search_knowledge get_page compare_providers get_provider_score get_rankings search_provider_reviews get_provider_reviews search_provider_reliability ask_spot
check_driving_insurance | Check source-backed insurance requirements for Uber, Uber Eats, Uber Black, Lyft, DoorDash, Amazon Flex, Instacart, Grubhub and Skip in all US states, DC, Canadian provinces and territories. Provide an ISO jurisdiction such as US-CA or CA-ON and every platform used. Optional vehicle, ownership, commercial-driver status, city, New York licence category, comprehensive/collision, delivery days and an params: jurisdiction*, platforms*, vehicle, ownership, comprehensiveAndCollision, commercialDriver, city, newYorkOperation, deliveryDaysPerMonth, annualDeliveryKm |
search_knowledge | Search published Spot pages and Spot's insurance research: industry pillars, vertical insurance guides and FAQs, provider profiles, comparisons, best-of provider rankings by coverage line and business type, provider reviews, Reliability Scores, rankings, and rating methodology, with deterministic lexical retrieval. Research results carry thegeneralaverage.com URLs. params: query*, limit |
get_page | Retrieve a complete published Spot page by canonical path or URL, including /industries, industry pillars and vertical guides at /industries/{slug}, their FAQs at /industries/{slug}/{question}, provider profiles, comparisons, best-of rankings at /best, /best/{line} and /best/{line}/{segment}, reviews, scores, rankings, and methodology. Industry pages include parent and vertical links; lists are co params: path* |
compare_providers | Retrieve a published, sourced provider comparison. Provider aliases and reversed ordering resolve to the one canonical comparison. Optional coverage (for example "cyber", "D&O" or "workers comp") also lists each provider's published offering page for that line; per-coverage line comparisons are retired and their URLs redirect to the pair comparison. Optional need runs a bounded editorial judgment params: providerA*, providerB*, coverage, need |
get_provider_score | Retrieve a published reliability assessment and Reliability Score for one provider. Provider aliases resolve to the canonical assessment. This is an editorial score for a stated role and scope, not an AM Best rating or a recommendation. Optional need runs a bounded editorial judgment over that assessment only. params: provider*, need |
get_rankings | Retrieve the current published Reliability Score rankings. Broker scores and Carrier & MGA scores are ranked separately; the directory also shows a combined score, the average of the two. Partial scores and unrated assessments keep their qualifications. Use search_provider_reliability for provider, score, and status filters. Optional need runs a bounded editorial judgment over the published tables params: includeMethodology, need |
search_provider_reviews | Search published provider reviews by query, Review Score range, and rating availability; sort alphabetically or by displayed Review Score. Scores equally weight eligible source ratings on a 10-point scale and use an approximate academic conversion for BBB grades. Use get_provider_reviews for source-level evidence. params: query, sort, rating, minScore, maxScore, limit, offset |
get_provider_reviews | Resolve a provider name, alias, or slug and retrieve its published review summary, Review Score contributors, original source metrics, qualifications, and full Markdown with citations. Unpublished or unavailable review records return found:false. params: provider* |
search_provider_reliability | Search published Reliability Score assessments by query, status, and score range, and sort by name or displayed score. rubric=all sorts and filters by the combined score (the average of the Broker and Carrier & MGA scores, or the one a provider has). params: query, sort, rating, minScore, maxScore, limit, offset, rubric |
ask_spot | Generate a bounded answer from retrieved public evidence. Every readable factual statement is copied from validated evidence and linked to its source. params: question* |
Entries describe changes in tool definitions. They are not statements about a server, its quality or its author. The grade measures how the tool definitions fit model providers (token cost, schema compatibility, confusable names) as scored by the ToolFit engine at the time of the listing. JSON: append .json. Opt-out: how or hello@youraitools.co.