Equity comp tax/trade optimizer: ISO/AMT exercise, NSO, RSU, QSBS, concentration, hedging. 50-state.
| Endpoint | https://optionsahoy.com/mcp (streamable-http) |
|---|---|
| Registry version | 1.11.1 |
| Now | 8 tools · grade F (39) · pin ts_c27d460076c6b018247ae6fe4ee504f3 · protocol 2025-06-18 |
| First / last listed | 2026-11-11 02:18 UTC / 2026-11-11 02:18 UTC |
| Grade over time | 2026-11-11: F (39), 8 tools |
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Tools: amt_iso_optimize nso_calculate rsu_sell_vs_hold concentration_analyze protective_put_price qsbs_check equity_funding_plan rsu_lot_optimize
amt_iso_optimize | Use this when someone asks how or when to exercise incentive stock options (ISOs), whether exercising will trigger an AMT bomb or phantom income, whether to exercise early, how to plan around the alternative minimum tax (AMT) on an exercise, or how to spread ISO exercises across several years. Computes multi-year exercise schedules and compares them by after-tax Net Final Value (NFV) at the planni params: shares*, strike*, fmv*, expectedGrowth, ticker, volatility, volatilityDrag, filingStatus*, ordinaryIncome*, itemizedTaxes, stateCode*, carryforwardCredit, horizon*, cashReturnRate, grantDate*, hasLeftCompany*, terminationDate |
nso_calculate | Use this when someone asks whether to exercise and hold or exercise and sell non-qualified stock options (NSOs), about a cashless exercise or same-day sale of NSOs, or what tax an NSO exercise triggers. After-tax payout on a non-qualified stock option (NSO) exercise: federal (including the 3.8% NIIT on a long-term gain where it applies), state, and FICA (Social Security + Medicare + Additional Med params: shares*, strike*, currentPrice*, ordinaryIncome*, filingStatus*, stateCode*, stillEmployed*, holdYears*, expectedSalePrice, volatility, haircut, expectedMarketReturn, ticker, holdFunding* |
rsu_sell_vs_hold | Use this when someone asks whether to sell RSUs at vest or hold them, whether to sell their vested shares or diversify out of company stock, or about the tax and withholding on a restricted stock unit (RSU) vest. After-tax RSU vest analysis: sell-at-vest vs hold-to-long-term-capital-gains (LTCG) over `holdYears`. Covers federal ordinary tax, long-term capital gains tax including the 3.8% NIIT wher params: shares*, currentPrice*, ordinaryIncome*, filingStatus*, stateCode*, stillEmployed*, holdYears*, expectedSalePrice, volatility, haircut, expectedMarketReturn, ticker |
concentration_analyze | Use this when someone asks how risky a large single-stock position is, whether too much of their net worth is in one stock, whether they are over-concentrated in a single name, or how to reduce or diversify a concentrated position. Single-stock concentration risk analysis on an existing position. For standalone hedge pricing use `protective_put_price`; for the tax math on the option exercise or RS params: positionValue*, costBasis*, acquisitionDate*, sector*, stateCode*, filingStatus*, ordinaryIncome*, totalAssets*, expectedPositionReturn, expectedMarketReturn, ticker, volatility, volatilityDrag, hedgeChoice |
protective_put_price | Use this when someone asks how much it costs to hedge or protect a stock position against a drop, to protect gains, get downside protection, or limit losses on a position, or to price a protective put, a zero-cost collar, or a put spread. Closed-form pricing of a protective put, a zero-cost collar, and a put spread on a single-stock position. For concentration-vs-hedge tax-cost comparison, use `co params: positionValue*, sector*, volatility, ticker, protectionLevel*, tenorYears*, expectedReturn, spreadRiskLevel, tickerLabel |
qsbs_check | Use this when someone asks whether stock qualifies for the qualified small business stock (QSBS) / Section 1202 gain exclusion, whether their startup stock can be sold tax-free, about the 5-year QSBS holding period, or how much of the gain would be federal-tax-free. Section 1202 Qualified Small Business Stock (QSBS) qualification check. Use this tool for §1202 / QSBS qualification. For AMT timing params: acquisitionDate*, saleDate*, entityType*, acquisitionMethod*, assetCategory*, industry*, activeBusiness*, adjustedBasis*, expectedGain*, stateCode*, ordinaryIncome*, filingStatus* |
equity_funding_plan | Use this when someone asks which shares to sell and when to reach a cash goal by a deadline (down payment, tuition, a tax bill), or how to fund a goal from equity at a lower tax cost. Multi-year, multi-stack equity-funding optimizer. Given a target after-tax amount and a deadline (down payment, tax bill, expansion check), returns four named plans on the risk/wealth frontier: `lockInNow` (sell toda params: targetAfterTax*, targetDate*, stacks, lots, currentPrice, expectedAnnualGrowth, ordinaryIncome*, filingStatus*, stateCode*, cashInterestRate, riskToleranceShortfall, defaultVolatility |
rsu_lot_optimize | Use this when someone asks which vested RSU lots to sell first, in which years, to divest part of a concentrated company-stock position, compared on total computed tax: "I want to sell down half my Amazon stock; which lots, and when?". Given the vested lots (vest date, shares, cost basis), a current price, and a divest fraction, it compares WHICH lots and WHICH sale dates to use, by computed total params: lots*, currentPrice*, divestFraction*, horizonYears*, ordinaryIncome*, filingStatus*, stateCode* |
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