FeeFighter
Audit junk fees, project annual costs and draft dispute letters. Free.
| Endpoint | https://fee-fighter.magicteams.ai/mcp (streamable-http) |
|---|---|
| Registry version | 1.0.0 |
| Now | 4 tools · grade A (97) · pin ts_0a5eeecc697c2166a4124c5ff6e50dfe · protocol 2025-06-18 |
| First / last listed | 2026-10-27 00:35 UTC / 2026-10-27 00:35 UTC |
| Grade over time | 2026-10-27: A (97), 4 tools |
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Tools: audit_fees annual_cost benchmark_fees dispute_letter
audit_fees | Audit a list of fees: annualize each one (monthly x12), total the yearly cost and monthly average, and flag charges above the typical US range for their category, duplicate names and one-time fees of $30+ worth disputing. Use when the user lists fees to review. For a multi-year projection use annual_cost; for typical ranges alone use benchmark_fees. params: fees* |
annual_cost | Project the cumulative cost of a fee list over 1-30 years by straight multiplication of each recurring fee's annualized amount, with one-time fees counted once (no compounding or inflation), with a per-fee breakdown. Use for 'what will these cost me over N years'. It does not flag fees: use audit_fees to find problem charges, benchmark_fees for typical ranges. params: fees*, years |
benchmark_fees | Look up typical US consumer fee ranges (min/max per charge, USD) for one category such as bank_overdraft, or the full 14-category table when category is omitted. Use to answer 'is this fee normal?' questions. To check a user's own list of fees against these ranges, use audit_fees. params: category |
dispute_letter | Draft (text only; nothing is sent) a firm, polite letter asking a company to reverse or refund one specific fee, with grounds, a 14-day written-response request, an escalation path and sending tips. Use once the user has picked a fee to contest. To find which fees are worth disputing first, use audit_fees. params: fee_name*, amount*, company*, your_name*, account_reference, date_charged, reason, requested_action |
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