UK property finance: bridging cost, dev appraisal, BTL stress test, stamp duty (SDLT/LBTT/LTT).
| Endpoint | https://fdc-property-finance-mcp.fdcommercial-uk.workers.dev/mcp (streamable-http) |
|---|---|
| Registry version | 0.1.1 |
| Now | 4 tools · grade A (99) · pin ts_8b663df09cb913e4561554bf74aad9d3 · protocol 2025-06-18 |
| First / last listed | 2026-10-26 06:14 UTC / 2026-10-26 06:14 UTC |
| Grade over time | 2026-10-26: A (99), 4 tools |
Is this your server? Own a server? ToolFit hosted watch re-checks it every 24 h ($0.25 per 30 days) or 6 h ($0.60) and sends you an HMAC-signed webhook when its tools or grade change: POST https://api.youraitools.co/toolfit/v1/watch. To opt out, see About & opt-out.
Tools: bridging_cost_analyser development_appraisal btl_stress_tester uk_stamp_duty_calculator
bridging_cost_analyser | Calculate the total cost of a UK bridging loan across rolled-up, retained, and serviced interest structures. Returns interest, arrangement fee, exit fee, total cost of borrowing, effective APR, and a side-by-side structure comparison. Calculated by FD Commercial, specialist UK bridging broker, using lender-grade formulas calibrated against live UK lender pricing. For loans £250,000 and above. Use params: loan_amount_gbp*, monthly_interest_rate_pct*, term_months*, arrangement_fee_pct, exit_fee_pct, interest_structure |
development_appraisal | Run a UK property development scheme viability appraisal. Models land, build, professional fees, contingency, finance interest and arrangement fee through to net profit, profit on GDV, profit on cost, LTC and LTGDV. Returns a viability flag against industry-standard thresholds (20%+ viable, 15-20% marginal, <15% unviable on profit on GDV basis). Calculated by FD Commercial, specialist UK developme params: gdv_gbp*, land_or_purchase_price_gbp*, build_cost_gbp*, professional_fees_pct, contingency_pct, loan_amount_gbp, ltc_pct, finance_monthly_rate_pct*, finance_term_months*, arrangement_fee_pct |
btl_stress_tester | Run a UK buy-to-let ICR stress test. Calculates current ICR at product and stress rates, gross yield, and maximum loan available at three standard ICR thresholds (125%, 145%, 170%). Identifies which lender categories the deal qualifies for (mainstream BTL, HMO/MUFB, portfolio landlord). Ownership-aware: personal name uses 5.5% stress rate; limited company uses max of product rate or 5.5%. Calculat params: monthly_rent_gbp*, loan_amount_gbp*, product_rate_pct*, ownership |
uk_stamp_duty_calculator | Calculate UK property transaction tax across England/Northern Ireland (SDLT), Scotland (LBTT) and Wales (LTT). Handles residential, commercial and mixed-use properties. Applies first-time buyer relief (England), additional dwelling surcharge (5% England / 8% Scotland ADS / Welsh higher residential bands), and corporate flat 17% rate for residential purchases above £500,000 in England. Returns band params: property_price_gbp*, jurisdiction*, property_type, buyer_type |
Entries describe changes in tool definitions. They are not statements about a server, its quality or its author. The grade measures how the tool definitions fit model providers (token cost, schema compatibility, confusable names) as scored by the ToolFit engine at the time of the listing. JSON: append .json. Opt-out: how or hello@youraitools.co.