UK mortgage calculators: stamp duty, MCOB 3A HNW qualification, and bridging loan cost.
| Endpoint | https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev/mcp (streamable-http) |
|---|---|
| Registry version | 0.2.0 |
| Now | 3 tools · grade A (99) · pin ts_bdadaaaed78f7eed49fdc6bb8a34dc79 · protocol 2025-06-18 |
| First / last listed | 2026-10-31 03:13 UTC / 2026-10-31 03:13 UTC |
| Grade over time | 2026-10-31: A (99), 3 tools |
Is this your server? Own a server? ToolFit hosted watch re-checks it every 24 h ($0.25 per 30 days) or 6 h ($0.60) and sends you an HMAC-signed webhook when its tools or grade change: POST https://api.youraitools.co/toolfit/v1/watch. To opt out, see About & opt-out.
Tools: uk_stamp_duty_calculator fd_hnw_mortgage_qualification uk_bridging_loan_calculator
uk_stamp_duty_calculator | Calculate UK stamp duty on a property purchase across England/Northern Ireland (SDLT), Scotland (LBTT) and Wales (LTT). Handles standard residential, first-time buyer relief, the 5% additional dwelling surcharge for second homes and buy-to-let, the 2% non-UK resident surcharge (England/NI), the 17% corporate flat rate for company purchases above GBP 500k (England/NI), and commercial or mixed-use p params: property_price_gbp*, region, buyer_type |
fd_hnw_mortgage_qualification | Check whether a UK mortgage applicant qualifies as a high net worth mortgage customer under FCA MCOB 3A. The test passes if annual net income is at least GBP 300,000 OR net assets are at least GBP 3,000,000. The net assets test INCLUDES primary residence equity (per the literal FCA glossary G2953 and UK lender practice) and INCLUDES pension by default. Supports single applicant or joint applicatio params: applicant_1*, applicant_2 |
uk_bridging_loan_calculator | Calculate the full cost of a UK bridging loan: total interest, arrangement and exit fees, valuation/legal/admin costs, gross facility, net advance, loan-to-value, total cost of finance and an indicative annualised cost. Supports rolled-up (compounding), retained (deducted upfront) and serviced (paid monthly) interest. Also runs the FCA MCOB 3A high net worth check: on a regulated bridge, an applic params: property_value_gbp*, existing_charges_gbp, additional_funds_gbp, monthly_rate_pct, interest_structure, term_months, arrangement_fee_pct, add_arrangement_fee_to_loan, exit_fee_pct, exit_fee_on_gross, valuation_fee_gbp, legal_fees_gbp, admin_fees_gbp, regulated, annual_net_income_gbp, net_assets_gbp |
Entries describe changes in tool definitions. They are not statements about a server, its quality or its author. The grade measures how the tool definitions fit model providers (token cost, schema compatibility, confusable names) as scored by the ToolFit engine at the time of the listing. JSON: append .json. Opt-out: how or hello@youraitools.co.