McpStamp Loan Amortization
Loan and lease schedules: level payment, interest split, early settlement cost and journals.
| Endpoint | https://mcp.zovo.one/mcp/amortization (streamable-http) |
|---|---|
| Registry version | 0.23.0 |
| Now | 9 tools · grade A (92) · pin ts_5132cf415e3f459ee94d687bc5544e76 · protocol 2025-06-18 |
| First / last listed | 2026-11-11 01:21 UTC / 2026-11-11 01:21 UTC |
| Grade over time | 2026-11-11: A (92), 9 tools |
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Tools: loan_create loan_schedule loan_repay_early loan_journal loan_list loan_delete loans_report license_status license_activate
loan_create | Record a loan or lease and return its id, level payment and effective annual rate. principal_minor, fees and balloon are whole MINOR units; rate_bps is the nominal annual rate in basis points. Free: 3 agreements. params: name*, principal_minor*, currency*, rate_bps*, compounding*, payment_frequency*, term_periods*, method*, start_date*, fees_minor, balloon_minor, kind, lender, note |
loan_schedule | Build one loan's schedule: opening balance, payment, interest, principal and closing per period, with total interest. The last period absorbs rounding, landing exactly on the balloon or zero. loans_report totals it. params: loan*, from_period, limit, year |
loan_repay_early | Work out what settling or overpaying costs as of a period: the outstanding balance, the penalty if one is given, the recalculated remaining schedule and the interest saved, stated gross and net of the penalty. Pro. params: loan*, as_of_period*, extra_minor, penalty_minor, keep_payment, limit |
loan_journal | Return the double entry for one payment period or month: debit interest expense and loan liability, credit cash, in the cash book's account names, with an expense_add-ready payload. Give period or month, not both. Pro. params: loan*, period, month, interest_account, liability_account, cash_account, category |
loan_list | List the register with terms, level payment, effective annual rate and, at as_of, periods paid, balance outstanding, interest to date and the next payment, totalled per currency. Free; loans_report is the Pro roll-up. params: currency, kind, as_of, limit |
loan_delete | Remove one loan or lease from the register and give its free-tier slot back. Refused, with the entry named, if a journal has already been taken from it. Free. params: loan* |
loans_report | The debt at as_of: per loan what is outstanding, whether it is settled, the next payment, and the interest and principal charged in a year, then totals per currency. Contractual balance, not cash paid. Pro. params: as_of, year, currency |
license_status | Report this endpoint's licence state for your token as JSON: the product, the tier free or pro, why it is not Pro, and the checkout URL. Call it to explain a free-tier refusal. No arguments, nothing changes. params: none |
license_activate | Turn Pro on for this connection with key, an MCPL1.<payload>.<signature> issued at checkout for this server or the bundle. Data under your token stays; a wrong or expired key changes nothing. license_status confirms it. params: key* |
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